Xape

Non-custodial · Solana mainnet

X Money card in.
Any Solana token out.

Pay with your X Money Visa card. Get USDC, SOL or almost any Solana token in your own wallet. Nobody holds your coins on the way.

Ape inHow it works

How it works

buy USDC into your wallet, swap it, one order
  1. 1

    Connect and sign in

    Phantom, Solflare or Backpack. You sign a message, not a transaction. No cost. First sign-in gives you a member number and an invite code.

  2. 2

    Buy USDC into your wallet

    Enter how much USDC you want and create the order. Then buy that USDC with your X Money card: the Buy button in your wallet, an on-ramp such as Transak or MoonPay, or an exchange withdrawal, sent to your own address on Solana. The order page watches your wallet and continues the moment it lands.

  3. 3

    Swap, signed by you

    A final quote on the USDC that landed, then one signature in your wallet. That is the swap step; gas is sponsored. Pick USDC as the target and there is no swap at all.

Holders

0% fee and a share of protocol fees.

0% fee and a monthly share of fees.

Hold for h to pay 0% on every swap.The holder tier opens when our token is live; until then everyone pays the Standard fee. of our fees go to holders, paid out in USDC, no claim step. of our net fees go to holders every month, paid in USDC. First payout 1 Nov 2026.

Rewards
Referrals

Invite, earn of our fee.

Every member gets a number and an invite code. Referrers earn on their invitees' swaps, paid in USDC. No tasks, no locked balances.

Your card

Questions

Full docs
Do you ever hold my money?

No. You buy USDC with your card at a provider of your choice (the Buy button in your wallet, Transak, MoonPay, an exchange) and it lands in your own wallet. The swap into your chosen token is a transaction you sign yourself. We never hold funds, never take card payments and never sign on your behalf.

Which card works?

Your X Money Visa debit card, at the provider you buy USDC from. Each provider decides which cards it takes; the Buy button in your wallet compares several providers at once.

What does it cost?

The provider shows its own fees before you pay. On the swap we charge of the swap input, or 0% if you are a holder. Network cost (sponsored gas plus a token account if you need one) is shown as one line. A USDC order has no swap, so no swap fee.

Why are there two quotes?

Buying USDC takes minutes and the token price can move. You see an estimate when you create the order, and a final quote on the actual USDC after it lands. Only the final quote is locked, for seconds at a time.

What if the swap fails?

Your USDC is already in your wallet, so nothing is lost. The order page offers a new quote or a Keep USDC button.

Will I be asked to verify my identity?

That is up to the provider you buy USDC from and happens on its side. We do not run verification ourselves and we are not part of that purchase.

Which tokens can I pick?

Any token on the verified list, plus any mint you paste. Unverified tokens show a yellow badge and need a checkbox. Tokens with no swap route or too much price impact cannot be bought.